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Save on Your Taxes

Get a tax credit, redeem that bond

Saving Money Taxes

— Chris Mueller/Redux

Get a tax credit of up to $1,500 by installing qualifying energy-efficient windows, doors, a water heater or roofing. Do the work by the end of 2010, but if you did it last year, check if you are still eligible. Find details at

If you turn 70 1/2 this year, you’ll have to take money out of your 401(k) or IRA by April 1, 2011. Do it this year, not next. Some experts say income tax rates may rise next year, which would mean a bigger bite out of your withdrawal.

Book time this summer with your tax preparer, who may give you a better rate during the slow months. Aim at getting a tax-cutting plan in place for the rest of the year.

Redeem that bond. The Treasury says that $17 billion worth of U.S. Savings Bonds no longer earn interest but remain unredeemed.

Owed money? The National Association of Unclaimed Property Administrators is holding almost $33 billion of unclaimed stocks, bank accounts and other assets. Go to or to see if any of it has your name on it.

You may also like: How to cut car and gas costs. >>

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