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Retirees Walloped by Near-Zero Interest Rates

Back in Minnesota, Haynes notes that while government has pronounced inflation all but dead for the time being, her property taxes, heating bills and insurance premiums continue to go up. “I feel that our economy is floating around in smoke and mirrors,” she says.

As for the dwindling return on her retirement funds, Haynes says that “what used to be a healthy supplement to your Social Security is done.”

“It costs me $4,000 a month to live … and now I’m bringing in only about $2,000. My expenses continue to climb, and my income has shrunk to virtually nothing.”

“The banks are getting loaded on us,” Haynes continues. “They’ve got our money, they get overnight loans at zero percent interest and they are not loaning money out the way it’s supposed to be. They are taking total advantage of us and we’re not getting anything back, and I’m angry.”

Michael Zielenziger writes on business and the economy. He lives in the San Francisco Bay area.

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