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Driver Safety

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Take the new AARP Smart Driver Course!

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AARP Books

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Enjoy titles on retirement, Social Security, and becoming debt-free.

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Home Budget Analysis

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the 'View Report' to see your entries results in detail, which can help identify areas for improvement.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


Your income

Your total gross income from your paycheck.

Other income

Any other income that you receive including bonuses, alimony, child support or income from a business.

Federal tax withholding

Total amount withheld for federal taxes. Enter this amount from your pay stub.

State tax withholding

Total amount withheld for state taxes. Enter this amount from your pay stub.

Local tax withholding

Total amount withheld for local taxes. Enter this amount from your pay stub.

Other taxes and withholdings

Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.


Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.


Total withheld for Medicare based on the gross income on your paycheck.

Insurance and benefits

Total amount withheld for insurance and benefits by your employer. Enter this amount from you pay stub.

Company retirement savings plan

Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).


Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits HomeServe

Members can protect their homes with comprehensive repair plans from HomeServe.

AARP Credit card from Chase

Members can get cash back rewards on purchases with the AARP® Credit Card from Chase.

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Members can find discounts on the go via the AARP® Member Advantages Offer Finder app.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

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