Auto Insurance Discounts

Participating states offer price reductions or discounts on auto insurance to motorists who complete the AARP Driver Safety course, whether in the classroom or by taking the online course.

In many states the discounts are mandatory, so automobile insurance companies must offer insurance discounts to people completing a classroom-based, state-approved driver-improvement course.

• The 35 locations are Alabama, Alaska, Arkansas, California, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia and Wyoming.

Additionally, 21 states require automobile insurance companies to offer insurance discounts to people completing a state-approved driver-improvement course that is conducted online.

• The 21 states are Alaska, California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Pennsylvania, Tennessee, Virginia and Washington.*

In the states where auto insurance premium discounts are not mandated, several insurance companies voluntarily provide premium discounts to participants completing the AARP Driver Safety course.

Participants must contact their insurance company or agent for more details on any of these options.

*In some states, separate rules apply to online driver-improvement courses (as opposed to classes taken in a classroom location). Check with your insurance company or agent before taking an online course to find out whether or not you would be eligible for a discount.