Lakes and mountains are a summer treat for grandchildren in Burlington, Vermont. — Adam Jeffery/Getty Images

Burlington, Vermont

What's not to love about a town that offers world-class urban planning, a thriving, artsy economy and easy access to myriad outdoor activities, including excellent skiing and sailing? Ah yes: the cold. OK, Burlington is in northern Vermont, which means winters come early, stay late and mean business. But to many folks, that's a fair trade off.

See also: America's healthiest hometowns.

Burlington, located about 180 miles northwest of Boston and 75 miles south of Montreal, scores high for livability among seniors. In 2008, AARP honored the Winooski Falls neighborhood with a livable community award for its blend of businesses, residences, public transportation and recreational spaces.

The city's centerpiece is Church Street Marketplace, a four-block, partially enclosed pedestrian mall that mixes Victorian and Art Deco buildings with modern structures to create a thriving city center. Casual and fine dining, coffee shops and bars, galleries and shops — it's all here. The site of the first Ben & Jerry's ice cream shop, founded in the late 1970s, is now a parking lot but its reincarnation is nearby on Church Street. The marketplace, like much of Burlington, often buzzes with college-town energy from the 11,000 students at the University of Vermont.  

Retirees seeking culture can check out the Flynn Center for the Performing Arts, a 1,453-seat Art Deco masterpiece built in 1930, which hosts the local symphony, a musical theater group, touring musicians and, in June, the Discover Jazz Festival. Classical and jazz musicians perform on the UVM campus, and professional and student actors take the stage at the university's Royall Tyler Theatre. And UVM's Robert Hull Fleming Museum has an extensive collection of fine art and ethnographic material, as well as space for traveling exhibits.

The city sits on the shores of Lake Champlain, a great place for sailing, kayaking, fishing and more. Miles of lakefront trails keep walkers, joggers and cyclists in shape, and numerous ski resorts, including Stowe, Sugarbush, Mad River Glen, and Jay Peak, are within easy reach.  

Reasons for pause, besides the winters, include high taxes and expensive housing. But the median household income is also way above average, and housing foreclosures are almost unknown. If your retirement daydreams involve a healthy, culturally rich, lakeside town, Burlington may be for you.

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