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Downsizing Your Empty Nest?

Homes you can get for under $200,000

Wisconsin

Location: single-family home in Mount Horeb, just west of Madison

Built: around 1890

Listing price: $152,900

Homes for under $200,000

— Courtesy of Chuck Learned

What you get: 1,300 square feet, 3 bedrooms, 2 bath Cape Cod, with new metal roof, vinyl siding, a 2 1/2-car attached garage, a 6,000-square-foot lot with private deck. Other features include natural gas furnace, fireplace, kitchen with oak floor and cherry butcher-block countertop. A recent addition of the third bedroom atop the garage could be a home office, guest quarters or rental space; it's separate from the main house, and a second heat source is recommended.

Annual taxes: $2,294.

The pitch: "It's a nice layout for someone who's downsizing and looking for an affordable place to live," says Chuck Learned, 49, who owns the home with his wife, Linda Farmer. A lake, hiking trails and a park with a swimming pool are nearby.

Susan Kreimer is a writer in New York.

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