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Downsizing Your Empty Nest?

Homes you can get for under $200,000

New Mexico

Location: RainbowVision, a diverse community with no age restrictions in Santa Fe

Built: 2006

Listing price: $160,000

Homes for under $200,000

— Courtesy of Rainbow Vision Properties, Inc.

What you get: 1,138 square feet, 2 bedrooms, 2 baths, brightly decorated in local colors — rust, rose, green and sunset yellow. The upgraded kitchen has granite counters and stainless steel appliances. Fireplace, patio and fenced yard.

Homeowners association monthly fee: $310, includes trash collection, landscaping and exterior maintenance.

Also, clubhouse amenities: about $1,000 a month, includes van service, outdoor hot tubs, concierge, fitness center and spa with steam rooms.

Annual taxes: about $1,300.

The pitch: "Our members come from all walks of life and lifestyles," says Jane Steinberg, RainbowVision's national director of marketing and sales. Van service means residents don't need to drive.

Next: Cul-de-sac living in Pennsylvania.  >>

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