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Older Adults and Their Health Insurance

This 37-page Issue Paper by Gail Jensen and Derek Weycker of Wayne State University and Jon Gabel of KPMG Peat Marwick, LLP examines the health insurance coverage of Americans aged 51 to 61 in 1992, as well as the coverage of the same age cohort two years later, using the first two waves of the Health and Retirement Study. It reports on: changes in health insurance over the 1992-94 period; the detailed features of employer-sponsored coverage; and the relationship among changes in an individual's source of insurance, a decision to retire, and other major life events that occurred over this period. It also examines the size and characteristics of the uninsured population in this age range, and compares the characteristics of this subgroup to older adults who had coverage.

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