Alert
Close

Think you know AARP? What you don't know about us may surprise you. Discover all the 'Real Possibilities'

HIGHLIGHTS

Open

REAL POSSIBILITIES

AARP Real Possibilities

DRIVER SAFETY

Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

Contests and
Sweeps

Dream Vacation Sweepstakes

10 weeks. 10 amazing trips. Seize your chance to win!
See official rules. 

CHECK OUT OUR
NEW IPAD APP!

ATM Mobile App for iPhone and Ipad

Enjoy the best of AARP’s award-winning publications

on the go with the new

AARP ePubs iPad App

KEEP BRAIN ACTIVE!

AARP Games - Play Now!

AARP Books

Medicare for Dummies book cover

Get the answers you need, from Patricia Barry, AARP's Ask Ms. Medicare

Most Popular

Viewed

share your Thoughts

Reader stories help us fine-tune our education efforts and strengthen our calls for action on issues that matter most to you. We read and learn from every story and may use yours (with permission) to brief legislators, inspire other readers and more. Please share your story with us. Do

A New Option for Uninsured Residents in Louisiana

If you’ve been unable to get private health insurance because of an illness or disability, you may now have an answer to your dilemma.

See Also: Health Care Reform: What's in Effect, What's Still to Come

The Pre-Existing Condition Insurance Plan (PCIP), created as part of last year’s Patient Protection and Affordable Care Act (ACA), is making health care coverage available to people who previously did not have access or could not afford it because they have a pre-existing medical condition.

99,036 uninsured Louisiana residents with pre-existing conditions, may be eligible for the new insurance.

The publicly funded PCIP program has been designed to help the uninsured until 2014, when the ACA will begin requiring the private insurance industry to cover people despite their pre-existing illnesses or disabilities.

The new plans are an alternative to the high-risk pools that many states now offer to people locked out of the insurance market. The PCIP’s have lower premiums, and they require no waiting period for the coverage of pre-existing conditions.

The PCIP program will improve the health care of the previously uninsured, help them become more self-sufficient and ease the financial burden on the health care professionals and facilities that have had to provide uncompensated care.
Back to Article

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Medicare & Medicaid News

Discounts & Benefits

bring health To Life-Visual MD

AARP Bookstore

AARP Bookstore - woman reaches for book on bookshelf

VISIT THE HEALTH SECTION

Find titles on brain health, drug alternatives and losing weight. Do