Alert
Close

Introducing AARP RealPad: The Wi-Fi Tablet That Makes It Easy to Share, Learn, Connect and Play. Learn more

HIGHLIGHTS

Open
10,000 Games Galore Sweepstakes from AARP

AUTO BUYING PROGRAM

AARP Auto Buying Program

DRIVER SAFETY

Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

Contests and
Sweeps

Safe Driving in 2014 Sweepstakes

Learn how AARP Driver Safety can help you stay safe—and enter for a chance to win $1,000. See official rules. 

Download the ipad App

AARP-iPad-ePub-app

KEEP BRAIN ACTIVE!

AARP Games - Play Now!

AARP Books

Medicare for Dummies book cover

Get the answers you need, from Patricia Barry, AARP's Ask Ms. Medicare

Most Popular

Viewed

Nothing has been viewed

share your Thoughts

Reader stories help us fine-tune our education efforts and strengthen our calls for action on issues that matter most to you. We read and learn from every story and may use yours (with permission) to brief legislators, inspire other readers and more. Please share your story with us. Do

High Risk Pool Offers Insurance for Those Previously Denied

Iowans previously closed out of the private individual health insurance market due to their medical history now have a new option: the Iowa high-risk pool.

“This could help thousands of Iowans whose health status has had them denied coverage in the past,” said Bruce Koeppl, AARP Iowa State Director. “Our members repeatedly told lawmakers that no one should be denied coverage due to pre-existing medical conditions, and this is a good step in the right direction.”

More than 34,000 Iowans previously denied health insurance because of pre-existing conditions such as cancer or diabetes may be eligible for coverage under the state’s newly expanded high risk pool.

The program, funded with $35 million from the new federal health care reform law, is designed to help cover the uninsured from now until 2014, when the federal law will prohibit insurers from denying coverage because of pre-existing conditions. Iowa residents who have been uninsured for at least six months and have had problems finding affordable coverage because they have one or more of 40 listed conditions may be eligible.

The pool is administered by the Iowa Comprehensive Health Association (HIPIOWA) and offers a $1,000 deductible Preferred Provider Organization (PPO) benefit plan. The plan includes comprehensive coverage for hospital care, primary and specialty services and prescription drugs. The PPO plan gives beneficiaries the option of choosing any provider but pays a higher percentage of allowed charges if you choose a provider that is part of the Midlands Choice Network.

For more information and to apply, go to administrators, the Iowa Comprehensive Health Association or call toll-free 1-877-505-0513.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Reading eyeglasses eyemed 6 membership benefit health

Members save 25% on orders of $200 or more and get 25% off lens upgrades at glasses.com.

AARP/Walgreens Wellness Bus Stops in Clarksdale, MS

Members can get exclusive points offers from Walgreens and Duane Reade.

Member Benefits

Join or renew today! AARP members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Official Sweepstakes Rules