Alert
Close

AARP Family Vacation Photo Contest. See official rules

HIGHLIGHTS

Open
AARP Staying Sharp: Keep Your Brain Healthy

AARP VETERAN MEMBERSHIP

Military and Veterans Discount

AARP REALPAD

The tablet with free 24/7 customer support. Learn More

CONTESTS AND SWEEPS

You Could Choose Your Dream Vacation

KEEP BRAIN ACTIVE!

AARP Games - Play Now!

AARP Books

Medicare for Dummies book cover

Get the answers you need, from Patricia Barry, AARP's Ask Ms. Medicare

Share Your Thoughts

Reader stories help us fine-tune our education efforts and strengthen our calls for action on issues that matter most to you. We read and learn from every story and may use yours (with permission) to brief legislators, inspire other readers and more. Please share your story with us. Do

Most Popular

Viewed

Understanding Out-of-Network Costs

New Yorkers who are confused or unaware of out-of-network health care costs now have somewhere to go for help: FAIR Health.
 
See Also: AARP on Medicare and Insurance

If you have private health insurance, you know how hard it can be to understand the bills and plan documents your insurer sends to you. And if you need to go outside your plan’s network for care, it gets even more complicated. How do you know how much you will owe? What’s an estimated price for the service you may need?
 
FAIR Health is an important new on-line resource made available to assist New Yorkers with understanding the out-of-network reimbursement system and estimating the costs they may be responsible for paying if they use out-of-network care.

The majority of Americans with private health insurance have plans that reimburse for out-of-network care. Under the terms of many of these plans, consumers are reimbursed based on insurer-determined “usual and customary” rates for medical services. Unfortunately, consumers typically are unaware of what these rates mean or how they are used to help determine reimbursement.
 
FAIR Health was established in 2009 in response to then-New York State Attorney General Andrew Cuomo's investigation into one of the insurance industry’s methods for determining reimbursement rates for patients who seek care from out-of-network providers. The investigation determined that such reimbursement policies were conflict-laden, potentially flawed, and unclear to patients seeking cost information. FAIR Health, Inc. was created with the mission to help ensure fairness and transparency in out-of-network reimbursement.
 
For more information and to view their on-line resources, visit FAIR Health.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts

Processing

Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Advertisement

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Walgreens 1 discount membership aarp

Members can earn 50 points per $1 spent on select products at Walgreens.

member benefit aarp hear usa

Members can save 20% on hearing aids with the AARP® Hearing Care Program provided by HearUSA.

AARP membership discount Man trying on eyeglasses at optometrists smiling

Members save up to 60% on eye exams and 30% on glasses at LensCrafters.

Membership Benefits Discounts Email Genius

Brain boost? Get AARP email for access to memory exercises & more that help you focus.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points

Advertisement