Health Care Reform and Employer Health Benefits for Non-Medicare Retirees

This research, undertaken over the course of the reform debate of the past year, explores what a number of proposed reforms could mean for the 3 million early retirees, not yet eligible for Medicare.  Its analysis of Census, MEPS, and Kaiser/Hewitt data provides a picture of coverage among this population today, and premium costs for those in retiree health plans. The analysis then looks at the implications for current and future retirees of changes to market rules and rating practices, new insurance mechanisms such as exchanges, and subsidies for private coverage.