2009 Medicare Rates
2009 Medicare premiums, deductibles, and copayments.
Source: AARP.org | 2008-21-08
More On Medicare
AARP Resources
AARP on Medicare
Articles and tools from AARP to help you better understand your Medicare options.
Medicare Interactive Tool
This tool will guide you through the Medicare process.
Additional Resources
Medicare
Information on who can get Medicare and how to sign up.
Medicare Options Compare
Medicare's online tool to help you find a plan that's right for you.
State Health Insurance Assistance Program
How to contact your State Health Insurance Assistance Program, an important Medicare partner. The program gives Medicare recipients free, one-on-one health insurance counseling to people.
Social Security Administration
Call the Social Security Administration toll-free at 800-772-1213 to find out if you can get Medicare. The Hearing and Speech Impaired TTY/TDD number (also toll-free) is 800-325-0778.
Each year Medicare sets how much you pay for its premiums, deductibles, and co-payments. Here are the rates for 2009:
Part A Premiums
Most people do not pay for Part A, because they have paid Medicare taxes for 40 or more quarters while working. Those with 30 to 39 quarters of covered employment can buy Part A coverage. It costs $244 a month. Those who have less than 30 quarters of covered employment will pay $443.
Part B Premiums
Most people on Medicare will pay $96.40 a month for Part B in 2009. That’s the same as the Part B premium for 2008. Higher-income people will pay even more.
|
Tax Return Income (Individual) |
Joint Tax Return Income (Married Couples) |
2009 Monthly Part B Premium |
|
Up to $85,000 |
Up to $170,000 |
$96.40 |
|
$85,001 to $107,000 |
$170,001 to $214,000 |
$134.90 |
|
$107,001 to $160,000 |
$214,001 to $320,000 |
$192.70 |
|
$160,001 to $213,000 |
$320,001 to $426,000 |
$250.50 |
|
Over $ 213,000 |
Over $426,000 |
$308.30 |
If you’re on Medicare before Jan. 1, 2009, you’ll be told at the end of 2008 about the 2009 rates. You'll also find out about any related changes in your Social Security benefits. If you enroll after then and must pay the higher premium, you’ll hear shortly after enrolling.
Deductibles and Co-payments
Part A Deductible: The 2009 Part A deductible is $1,068 per illness, up $44 from 2008.
Part B Deductible: The 2009 Part B deductible is $135, the same as it was in 2008.
Part A Co-payments: The Part A deductible covers the first 60 days of a Medicare-covered hospital stay. Then you pay $267 a day for days 61 through 90. After the 90th day, your co-pay for lifetime reserve days is $534 a day.
For more information call Medicare toll-free, 800-633-4227 or visit www.medicare.gov on the Web.
preview