Watch the NASCAR race on Sunday at the Atlanta Motor Speedway. Join the Drive to End Hunger!




Health & Wellness
AARP Auto Buying Program


Piggy bank on the road - AARP Driver Safety

Take the new AARP Smart Driver Course!

Contests and

Safe Driving in 2014 Sweepstakes

Learn how AARP Driver Safety can help you stay safe—and enter for a chance to win $1,000. See official rules. 

Download the ipad App



AARP Games - Play Now!

LEARNING centers

Get smart strategies for managing health conditions.


Heart Disease


Most Popular


share your Thoughts

What does the health care law mean to you? Your story is important. We read and learn from every story and it helps us in our educational efforts. We may even use your comments (with permission) to brief legislators, inspire readers and more. Please share your story with us. Do


Long-Term Care Decisions Due Sooner

New law allows consumers to challenge claim denial

Pricey premiums

Many can't afford a private long-term care policy, which costs $160 to $220 a month for a person who buys it between the ages of 45 and 55, Jeffries said.

A private assisted living center in Oregon costs about $3,500 a month, and a home health aide can cost $682 a month, according to PPI.

Others mistakenly think Medicare always pays for extended care.

Medicare pays for medically necessary skilled nursing facility care or home health care under some conditions.

Medicare does not pay for non-medical care — such as assistance with dressing, bathing or using the bathroom — if that's the only kind of care the patient needs.

Medicaid covers some long-term care for people with very low incomes. The Department of Veterans Affairs may pay for long-term care for service-related disabilities and in some other cases.

Information about long-term care insurance is available at:

  • The consumer advocacy hotline of the Oregon Insurance Division, 888-877-4894 toll-free or 503-947-7984.
  • The Senior Health Insurance Benefits Assistance program for Medicare information and assistance, toll-free at 800-722-4134 or 503-947-7979.

Paige Parker is a writer living in Eugene, Ore.

You May Also Like

Remember to go to the AARP home page every day for great deals and for tips on keeping healthy and sharp.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts


Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.

Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Woman trying on glasses in optometrists shop

Members save up to 60% on eye exams and 30% on glasses at JCPenney Optical.

Prescription medication spilling out of bottle

Members get a free Rx card from AARP® Prescription Discounts provided by Catamaran.


Members can save 25% to 45% on their Angie's List membership.

Caregiving walking

Caregiving can be a lonely journey, but AARP offers resources that can help.