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Check out www.HealthLawAnswers.org, an easy-to-use online tool that helps you understand what the health care laws means for you and your family. The online tool provides you with a free customized report about: New benefits and protections, options if you need health coverage, and where you can get additional information and assistance. Health Law Answers is tablet and mobile-friendly and also available in Spanish at www.MiLeydeSalud.org. Get started at www.HealthLawAnswers.org.
What You Need to Know About the Health Care Law
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Like most laws, the Affordable Care Act is complex. AARP is here to help you understand how the law works for you and your family.
If you are currently uninsured or buy your own health coverage, you are able to purchase coverage through the Health Insurance Marketplace. No one plans to get sick or injured. Having health coverage protects both your health and your wallet. Once you’re covered, you’ll be able to breathe a little easier, knowing you and your family are protected. Under the new law, you won’t be cut off or cancelled if you get sick. You can be confident that your health coverage will be there for you when you need it. And, depending on your income, financial help may be available to help cover some of the costs. You can shop online through the Health Insurance Marketplace during open enrollment from Oct. 1 through March 31, 2014.
Even for those who have insurance, the health law brings added peace of mind. Beginning in 2014, insurance companies can no longer deny coverage when you or a loved one need it most – even if you have a pre-existing condition, like asthma, diabetes, high-blood pressure or even cancer. And if you or a family member become ill or injured, your insurance company can’t put dollar limits on your coverage or cancel your plan. The law also makes it possible to keep your children on your family plan until they reach age 26 – an invaluable protection as this younger generation struggles to find their footing in the new economy.
And all insurance plans are now required to provide more preventive care such as health screenings for certain cancers, diabetes and heart disease.
AARP offers free tools such as HealthLawAnswers.org to help you better understand the benefits and protections of the health care law for you and your family. In just a few simple steps, you’ll get a customized report about new benefits and protections, options if you need health coverage, and where to go for help. Health Law Answers is tablet and mobile-friendly and also available in Spanish at www.MiLeydeSalud.org. Get started at www.HealthLawAnswers.org.