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Do You Need Disability Insurance?

Cost can be high, but it can protect the peak earning years of those 50-plus

En español | Attention, 50- to 55-year-olds (and anyone who cares about a 50- to 55-year-old) — this column is for you. You're probably thinking: Here comes the reminder that it's time to start thinking about long-term care insurance. Close, but wrong. This is the reminder that it's time to start thinking about disability insurance.

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A look at the "Choosing Wisely" campaign by the ABIM, which suggests ways to lower health care costs by cutting back on unnecessary diagnostic treatment.

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