Get the latest intel from Washington on Medicare. Join Facebook Live Thursday, 4 p.m. ET. Learn More



learning centers

Get smart strategies for managing health conditions.


Heart Disease


Most Popular


The CLASS (Community Living Assistance Services and Support) Act

A vast majority (89 percent) of Americans age 50 and over would prefer to live independently in their own homes and communities as long as they can, rather than relinquish control over their lives in a nursing facility. A new health care option, the Community Living Assistance Services and Support (CLASS) Act, will be available soon to help many Americans do just that.

Slated to begin near the end of 2012 or early 2013, CLASS will offer you the opportunity, if you are age 18 and over and are working, to enroll in a voluntary national insurance program that will provide you cash benefits if you have a qualifying disability (and you meet other eligibility criteria) limiting your day-to-day living.

CLASS will help pay for non-medical services and support that can help you live in your own home longer including home modification, transportation, assistive technology and personal care (such as help with eating, bathing and dressing). You can also use CLASS to pay part of the cost of assisted living or nursing home care. 

Under CLASS you would be required to pay a monthly premium. If your employer participates in the program, you will be automatically enrolled unless you choose not to participate. The premiums would be deducted through your payroll.

You are eligible to purchase this insurance:

• Whether or not your employer participates
• You are self-employed
• You have more than one employer  

After you have paid the premiums for at least five years, working at least three of those five years, have a qualifying disability and meet other eligibility requirements, you will be eligible for benefits. The cash benefits will continue as long as you remain eligible, which could be for your lifetime. There is no medical underwriting to participate in CLASS. Additional details, such as premium costs and the amount of cash benefits, will be provided as the program is implemented.

Topic Alerts

You can get weekly email alerts on the topics below. Just click “Follow.”

Manage Alerts


Please wait...

progress bar, please wait

Tell Us WhatYou Think

Please leave your comment below.


Discounts & Benefits

From companies that meet the high standards of service and quality set by AARP.

Member Benefits AT&T Wireless Cell Phone

Members save 10% on the monthly service charge of qualified AT&T wireless plans.

Member Benefit AARP Regal 2

Members pay $9.50 for Regal ePremiere Tickets purchased online.

Walgreens 1 discount membership aarp

Members earn points on select Walgreens-brand health and wellness products.

Member Benefits

Join or renew today! Members receive exclusive member benefits & affect social change.

Rewards for Good

Your Points Balance:

Learn More

Earn points for completing free online activities designed to enrich your life.

Find more ways to earn points

Redeem your points to save on merchandise, travel, and more.

Find more ways to redeem points