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Here are a few questions to ask yourself and the seller when shopping for an extended warranty on a used car:

1. Is it a good deal? For used cars that are still worth more than half their original value, it might be. But if payments for the plan plus any deductible cost more than 10 percent of the car’s value, it’s not.
2. What’s included? All plans are not created equal. Make sure the plan offers what you’re most likely to need, such as a rental car, coverage for environmental damage like salt corrosion, and after-hours approval. Not having prior approval could be quite an inconvenience if you needed a covered repair overnight or on a weekend or holiday.
3. Is it transferable? If you decide to sell your car before the plan runs out, you’ll lose the value of the coverage under any plan that’s not transferable by name and location. Some plans are only good in certain states.