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My run in with the health care we have now , was again in 1994 , when my husband had a stroke we went to the hospital right away called 911 , every thing was fine until we got to the emgerency room , my husband was talking when we got there , a couple of hours later he was in a coma, I was beyond what any one should have to go through any way my husband had three , good insurances, well that what I throught , well three days later the hospital called  ask me to call my insurance  because the insurance was refurseing to pay for my husband  emergency room care well you know I called the insurance companys when I ask what was the problem thease people said I was suppose to called and get a ok before we go into the hospital I tried to explain to them there was no time to call my husband was having a stroke  , well I got off the phone went back to the hospital my husband was still in the coma ,I stayed by my husbands side for the whole time , again the Doctors starded to ask me about taking my husband off the machines , so don't tell me about how bad things will get I  have all ready been through hell  with the insurances we have in place now ,every things fine until some one gets really sick , well thats when we need the insurance to work, not when we have a cold or something less,  well I loss my husband three month later the insurance people was saying to me you know your husband only have 190 days of hospital coverage and we wont pay beyond that , well it was the same as telling me he needs to leave this hospital alive or dead .