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AARP Opposes Eliminating Rx Coverage from Minimum Standard for Health Care in Bay State
 
On May 6, 2009, AARP Massachusetts State Director Deborah Banda testified before the Joint Committee on Health Care Financing to strongly oppose Senate Bill No. 526 and 591 and House Bill No. 1106, which would eliminate prescription drug coverage from the minimum standard for health care in the commonwealth. Her written comments follow:
 
BOSTON, MA, May 6, 2009 – Good afternoon Chairman Moore, Chairwoman Stanley and members of the committee. My name is Debbie Banda and I am the director of the AARP Massachusetts state office. AARP is a nonprofit, non-partisan membership organization for people 50 and over. We have 40 million members nationwide – about 880,000 here in the Commonwealth. I am pleased to be part of this panel today, representing the ACT!! Coalition.    I am joined today by Dr. Becky Briesacher from UMASS; Nancy Doucette, a cancer survivor; and Daisy Delarosa from the Boston Public Health Council.
 
Thank you for the opportunity to offer comments on several bills before you that address prescription drug coverage - Senate Bill No. 526 and 591 and House Bill No. 1106. All seek to reverse the progress we have made in our health care reform efforts by eliminating prescription drug coverage from the minimum standard for health care in the Commonwealth. We strongly oppose these bills. AARP urges you to maintain prescription drug benefits as part of the minimum creditable coverage standards. 
 
Why does AARP care about this? Because older persons have the highest rate of prescription drug use. Our research shows that paying for prescription drugs is not just an issue for people with low-incomes, but also for those with moderate incomes. Further, we know that people with lower incomes often take less than the prescribed amount of medication because they cannot afford it; the practice of taking less medication than prescribed may ultimately result in higher health care costs when residents require urgent care and more costly hospitalizations.
 
Today, prescription drugs can prolong life, improve the quality of life, and replace more expensive medical treatments. Yet, without adequate insurance, prescription drugs are out of the reach of many. We believe these proposals to eliminate prescription drug coverage as part of the minimum creditable coverage standards are short-sighted. These changes are an ill conceived, regressive approach to stated social policy goals of the Massachusetts health care reform law.
 
We urge you to maintain prescription drug benefits as part of the minimum creditable coverage standards.  
Added: May 6, 2009
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The state's chief epidemiologist Alfred DeMaria told the Boston Globe that there is one reliable way to help avoid the H1N1 virus, and it comes down to basic hygiene – simply keep those hands clean. Find out more in today’s blog.
Added: May 6, 2009
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The Obama administration is working with Congress on a huge undertaking, and it’s one that Massachusetts residents know much about - health care reform. To find out more read today’s blog.
Added: May 5, 2009
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AARP President Tells Finance Committee Health Care Reform Must Include Affordable Choices for 50- to 64-Year-Olds
 
Broken system leaves 7 million older Americans without insurance
 
WASHINGTON, D.C. May 5, 2009—This morning, AARP President Jennie Chin Hansen presented before the Senate Finance Committee’s roundtable on expanding health care coverage.  Hansen pressed the committee on the need to address the more than 7 million uninsured Americans aged 50 to 64. To read her full testimony click here .  Excerpts from her prepared statement follow:
 
“Comprehensive reform to provide affordable coverage to all Americans could not be more urgent, as coverage losses are snowballing in our current economy….  One recent report estimated that 4 million Americans have lost coverage since the recession began, and as many as 14,000 may be losing coverage every day.   This is on top of 46 million who lacked coverage in 2007….”
 
“Health reform must make affordable coverage choices available to all Americans, especially those aged 50-64 who are not yet eligible for Medicare….  People in this age range who lose job-based coverage often find it impossible to get affordable individual coverage because insurers consider age and pre-existing conditions when setting rates and most Americans in this age range have one if not several such conditions.  Industry data show that insurers reject between 17% and 28% of applicants aged 50-64.   Those who can find individual coverage tend to receive less generous benefits than those with employer coverage, yet on average pay premiums that are three times higher and total out-of-pocket spending that is over twice that of those with employer coverage.”
 
“The best way to help 50-64-year-olds is to make coverage affordable for everyone by:
  • Guaranteeing that all individuals and groups wishing to purchase or renew coverage can do so regardless of age or pre-existing conditions;
  • Prohibit charging higher premiums because of health status or claims experience;
  • Providing a choice of qualified plans through an Exchange or Connector;
  • Providing subsidies based on income so coverage is affordable for everyone;
  • Addressing costs system-wide through prevention and wellness, care coordination, fighting fraud, waste, and abuse, and revising incentives to reward quality rather than quantity of care; and
  • Ensuring that any cost-sharing obligations do not create barriers to needed care.”
 
“…We cannot fix our broken economy if we do not fix our broken health care system, and we will all need to work together in order to succeed.  We again commend this Committee’s leadership and look forward to working with both sides of the aisle to make enactment of meaningful, comprehensive health reform a reality this year.”
 
AARP’s report, “Health Care Reform: What’s at Stake for 50- to 64-Year-Olds?” can be found at http://www.aarp.org/research/health/carefinancing/i24_hcr.html .
 
For details on AARP’s health reform campaign, visit HealthActionNow.org .
 
Added: May 5, 2009
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Did you know that the way you perceive older people when you are younger may influence how you age? Researchers at Yale have found that younger adults who view their elders as feeble, forgetful, and dependent may actually have a greater chance of experiencing health problems as they age. To find out more read today’s blog.
Added: May 4, 2009
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Members receive first look at Association’s plans to bring affordable health care choices to every American on AARP.org
 
WASHINGTON, D.C. May 4, 2009—AARP today announced six specific elements that must be part of health reform, including closing the Medicare Part D coverage gap and ensuring 50- to 64-year-olds have access to affordable health care choices.  AARP members and activists were the first to learn about the announcement when the organization posted its goals on its Government Watch website this morning.
 
“The next few weeks will be an all-out blitz for health reform,” said AARP Executive Vice President Nancy LeaMond.  “As leaders on Capitol Hill hammer out the details of their legislation, we want to make sure they include the priorities that we’re hearing from our members.  Any final package must include these critical issues.”
 
AARP’s health reform campaign will focus on six critical priorities:
 
1) Guaranteeing access to affordable coverage for Americans age 50-64;
 
2) Closing the Medicare Part D coverage gap or “doughnut hole”;
 
3) Creating a Medicare transition benefit to help people safely return to their homes after a hospital stay and prevent costly hospital readmissions;
 
4) Increasing federal funding and eligibility for home and community based services through Medicaid so older Americans can remain in their homes and avoid more costly institutions as they age;
 
5) Creating a pathway for the approval of generic versions of biologic drugs to reduce the price of these costly treatments; and
 
6) Improving the Medicare Savings Programs and the Part D Low Income Subsidy (LIS) so more Americans can afford the health care and prescription drugs they need.
 
Tomorrow, AARP President Jennie Chin Hansen will participate in the Senate Finance Committee’s roundtable on health coverage.  Four AARP members from states represented by members of the Senate Finance Committee will visit Capitol Hill to discuss with their Senators the struggle of getting and affording health insurance, particularly for people 50 to 64.  AARP will also be distributing to the entire Congress booklets of its members’ personal stories—real life experiences that put a human face on why their priorities should be included in any health care reform legislation.
 
Beginning today, AARP is launching a month-long television and print advertising campaign.  The ads use personal stories to communicate the priorities of AARP members to lawmakers in Washington.  The campaign will include full-page ads in the Capitol Hill publications CongressDaily, The Hill, Politico and Roll Call, as well as television ads on Face the Nation, Fox News Sunday, Meet the Press and This Week. 
 
AARP will also leverage the power of its state offices across the country over the coming weeks, with events to build support behind comprehensive health reform.  Among the events, AARP New York will co-host a health fair to highlight the need for health reform, including coverage for people 50 to 64.  Reps. Jason Altmire and Kathy Dahlkemper will join the AARP Pennsylvania office for a town hall meeting, and Rep. Frank Pallone will host a tele-town hall meeting to discuss health reform with New Jersey AARP members.
 
LeaMond added: “Whether it’s on Capitol Hill, in their district offices or in the media, our lawmakers will hear from AARP this month.  We’ve been working for more than two years to set the stage and the time for health reform is now.  We’re excited about the work happening in Washington to address the needs of older Americans as a part of comprehensive health reform.”
 
For details on AARP’s health reform campaign, visit www.aarp.org/makeadifference/advocacy/GovernmentWatch/HealthCare/.
Added: May 4, 2009
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AARP: No Adequate Argument to Deny Bankruptcy Judges the Flexibility to Reduce Primary Mortgage Loans
 
 
Washington, D.C., April 30, 2009 - AARP responded to the failure of the Durbin amendment to S.89 to pass today with renewed determination to support Senator Durbin in his commitment to win bankruptcy judges the right to modify primary home mortgages as part of the bankruptcy process.  Following is a statement from AARP Senior Vice President David Sloane:
 
Homeowners facing foreclosure lost out in the vote for bankruptcy reform today; it must be a temporary setback. 
 
Today, one in five mortgages is underwater--homeowners have more debt than value in their homes.  Older homeowners have seen property values plunge, their equity disappear and foreclosure signs go up around them.  Reducing mortgage payments by lowering interest rates and extending loan terms, while helpful for some homeowners, fails to recognize a homeowner’s total indebtedness, and particularly the rising medical debts of older homeowners, and fails to respond to the serious loss of home equity.
 
There is no adequate argument to deny bankruptcy judges the flexibility to reduce primary mortgage loans for homeowners on the brink of disaster in the middle of this recession.  Bankruptcy judges can already modify loans for owners of commercial properties, vacation homes, yachts, and family farms.  As continuing job losses and ever higher medical costs force more people into bankruptcy, simple common sense demands improvement in the bankruptcy process to help them remain in their homes. 
 
AARP commends Senator Durbin for his leadership on the issue, and will continue to support his efforts to help Americans facing foreclosure by expanding the flexibility of the bankruptcy judges to help them rebalance their unbearable debt burdens.
Added: May 1, 2009
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Do you know someone who is an outstanding volunteer in your community? Right now AARP Massachusetts is seeking nominees for the 2009 Andrus Award for Community Service, the association’s most prestigious volunteer recognition. For more information read today’s blog.
Added: May 1, 2009
Views: 145 | Comments: 0 | Bookmarks: 0

 

The Swine Flu outbreak in Mexico has spread to the U.S., and most recently to Massachusetts. Before you start panicking, there is plenty of up-to-the-minute information about the Swine Flu available at the state and national level. To find out more check out today’s blog.
Added: April 30, 2009
Views: 163 | Comments: 0 | Bookmarks: 0

 

Earth Day may have been last week, but it’s not too late to start doing your part to preserve our environment. All over the country, people 50+ are committed to reducing their carbon footprint and changing the habits of the surrounding community. Read today’s blog to find out more.
Added: April 29, 2009
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