Six Ways to Shop Sage Online and Save
More and more, Americans are finding online shopping a safe, convenient and economical way to shop. Shopping online continues to be a safe and enjoyable experience with tremendous cost benefits.
Here are some practical safety tips so you to can enjoy the speed, convenience and security that online shopping offers.
1. Get in the Door of Online Store
Having a solid Internet connection from a company you trust is critical to product ordering, as well as entering your credit card and other personal information. A reliable dial-up connection will do, though a high-speed Internet service like Freestanding DSL, DSL or cable Internetwill speed up your shopping considerably. It is also important to take advantage of integrated suite of protection and security features that some Internet Service Providers offer its members for free.
2. Comparison Shop
When looking for the best deals, start with a site that lets you compare prices for a wide variety of merchandise. As an example, EarthLink has a “Hot Deals” website, which is a free online resource that presents great deals, prices and coupons available on the Internet in a simple web interface at http://deals.earthlink.net .
3. Pay Smart
When you’re shopping online, a credit card is essential. For added security, some credit card issuers allow you to set up additional safeguards to protect you while paying for goods online, such as temporary "virtual" account numbers. Many merchants also accept paypal. This hides your credit card number from them. You can open a paypal account at www.paypal.com.
4. Encryption is Key
A site or retailer you can trust will use a technology called Secure Sockets Layer, or SSL, to encrypt (i.e., scramble) personal information. There are two ways to tell whether the Web page you're viewing uses SSL – (1) the address of any page that asks for your credit card number or other sensitive information should begin with https:// or (2) look for a closed padlock icon within your browser window.
5. Know Your Liability Limits
Make sure you understand the fraud liability policy of your credit card, which can be found on your credit card’s company website. There are also U.S. federal laws that limit your liability for fraudulent charges on credit and check/debit cards, for details visit www.ftc.gov .
6. Be on SCAM Alert
Finally, watch for online scams. Don't automatically assume retailer emails are legitimate; rather type the store's Web address directly into your browser.
Feel free to share your Internet stories with me and the rest of the AARP online community. More importantly, please let me know how I can help you have a better Internet experience.