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Experts say the worst is over. We’re no longer in economic freefall; instead, the national economy has begun a slow recovery. While that’s good news, there’s no telling when American households will actually feel the impact of recovery in their own communities. Therefore, it’s no surprise that people of every age and background stand in need of help.
 
Employers continue to cut staff and budgets to stay afloat, so the threat of layoffs and the challenges associated with finding new jobs remain very real. Job loss has slowed, but substantial employment gains are not expected any time soon. And the unemployment rate for African Americans still outpaces the rate for all other groups at 15.4 percent, as of September, compared to 9.8 percent for all workers.
 
Times are tough in the black community. A recent AARP survey shows that over the past 12 months, African Americans experienced a significant loss of health care insurance (16%), and had trouble paying rent or mortgage (26%) and utility bills (38%), as well as paying for food, at a rate more than twice that of whites. This Great Recession is causing hardships on a scale that only our elders have witnessed before.
 
As people struggle through these hardships, many are looking for help, but resources are often scattered, hard to find, and sometimes difficult to navigate. So AARP created www.AARP.org/realrelief, a website to connect people to programs and services. This one-stop online portal offers tools and programs to help individuals and families manage their pressing financial obligations. The information and materials on the site are updated regularly, including interactive opportunities, like the webinar offered earlier this month by the Partnership for Public Service on the ins and outs of applying for a federal job.
 
Through Real Relief, you’ll find help preparing for job searches, developing skills to tackle career changes, examining education and training opportunities, and even help using assessment tools to identify different areas of work that might be a good fit. There’s also information on companies known to value older workers.
 
Additionally, there are a variety of suggestions for cutting back on household expenses and tips for protecting yourself and your money from fraud and scams. Remember, even during the worst crises, unscrupulous individuals are working to dupe you out of your money, your home, your identity or whatever they can get away with – so stay alert.
 
For men and women close to retiring, the site provides tools to help figure out retirement options, such as how to position yourself for retirement or whether retirement is really the best choice in the midst of a recession. And anyone looking for help with everyday expenses such as food, utilities, and clothing, will find resources to help them determine their eligibility for a range of public benefits.
 
Times are tough. Quite suddenly, we’ve found ourselves facing challenges most Americans today have never experienced. Getting through them calls for using every resource available, like www.AARP.org/realrelief, to help safeguard the future for ourselves and our loved ones.
Added: October 26, 2009
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With the arrival of the novel H1N1 (“swine flu”), many people are understandably confused about how to protect themselves against the flu this year. AARP is working with the National Foundation for Infectious Diseases (NFID) to encourage older Americans to protect themselves and those in their care by getting vaccinated. 

 

 
Experts say that, this year, a seasonal flu vaccination for people 50 and over is as important as ever. Even before novel H1N1 became a threat, flu claimed an average of 36,000 lives and hospitalized more than 200,000 Americans every year. Health authorities have long recommended that people 50 and over get a seasonal flu vaccine each year.
 
Experts also recommend people 65 and older get a pneumococcal vaccination, which they can get at the same time as their seasonal flu vaccination. Pneumococcus is a bacteria that can cause a range of conditions, including pneumococcal pneumonia, blood infection, and meningitis. Young children and people over 65 are the hardest hit.
 
Both pneumococcal and seasonal flu vaccines are available now. Have you gotten yours?
 
According to the Centers for Disease Control and Prevention (CDC), older Americans are less likely to get sick from novel H1N1, perhaps due to exposure to a similar virus many years ago. However, they are more likely to suffer serious complications – and even death – from seasonal flu. Vaccination is the first line of defense, but good hygiene habits, like frequent hand washing and covering your mouth when you cough are also important. If you get sick, antiviral medications are also available to help treat the flu.
 
“We must not get distracted by H1N1 – we must remember our annual seasonal flu vaccination,” said Dr. Susan J. Rehm, Medical Director of NFID. “Pneumococcal vaccination is also important, and now is a great time to get both vaccines.”
 
Last year in Rhode Island, 80%of adults 65+ got vaccinated for influenza.
 
 
70.5%  ofadults 65+ have received the pneumococcal vaccine.
 
“Vaccination will help more Americans stay healthy this fall and winter, so that we can keep moving – at home and at work,” said Kathleen S. Connell, AARP-RI State President
 
 
Influenza and pneumococcal vaccines are free for anyone in Medicare and are available now at doctor’s offices, pharmacies, and health departments in our area. For more information, speak with your healthcare provider or visit www.aarp.org/flu or www.nfid.org. For up-to-date information on flu activity in Rhode Island , visit: http://www.cdc.gov/flu/weekly/usmap.htm .
 


Added: October 26, 2009
Views: 7 | Comments: 0 | Bookmarks: 0

 

Do You Need Help With Your Prescriptions?

 

  • See if you qualify for Medicare Rx Extra Help—you can pay even less for your drugs:
  • Use meds wisely— download or order a personal medication record to keep track of your medicines, including over-the-counter medication and dietary supplements:

www.aarp.org/ medicationrecord

Added: October 14, 2009
Views: 31 | Comments: 0 | Bookmarks: 0

 

 

 

The Rhode Island Department of Health and the Rhode Island Emergency Management Agency (RIEMA) have developed this registry as a service to Rhode Island adults and children with chronic conditions, disabilities and special healthcare needs, such as people who:

Use life support systems such as oxygen, respirator, ventilator, dialysis, pacemaker or are insulin dependent;

• Have mobility disabilities and use a wheelchair, scooter, walker,cane or other mobility devices;

• Are visually impaired, blind, hard of hearing or Deaf;

• Have speech, cognitive, developmental or mentalhealth disabilities; or

• Use assistive animals.

 

Help us help you by completing a registry form for yourself

or any member of your household with special needs.

The information you provide will be shared with state

and local emergency responders, such as your town/city

emergency management, police, ambulance and fire

departments. These responders will be more prepared

to meet your needs during an emergency.

 

Easy Registration Process

Complete the Special Needs Emergency Registry Form

and submit the information online or by mail.

Online

You may register online by completing the registry form found at

www.health.ri.gov/emregistry

Call RIEMA at 401-946-9996 / RI Relay 711 (TTY) to request the registry form. You can also download the form at the

HEALTH website www.health.ri.gov

When the form is completed, mail it to:

RIEMA, Dat45 New London Avanston, RI 02920

Updating Your Information

HEALTH will generate letters twice a year to request updated information from all enrollees. Enrollees can also update information anytime at www.health.ri.gov/registry

The registry form is available in English, Spanish, Portuguese, French, Vietnamese, Chinese, Hmong, Cambodian and Lao.  

Alternative Formats: To obtain copies of the Special Needs Emergency Registry Form in alternative formats contact 401.222.4616 (v) RI Relay 711 (TTY).

 You can find more information on our website:  

http://www.health.state.ri.us/family/specialneeds/emergency/registry.php

 

 

 

 

 

Added: August 18, 2009
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Message from A. Barry Rand, AARP CEO

 

For over fifty years, AARP's mission has been educating and engaging in the issues most important to you, our members. With over 40 million members we understand the importance of debate. Even when some members don't agree with our advocacy positions, it is critical that we make sure those differences of opinion are based on facts, not myths designed to derail a long overdue effort to fix what's wrong in our health care system.


Doing nothing is not an option. But any reform must not get between a patient and their doctor. It must not cut Medicare benefits. It must not allow insurers to continue to line their pockets by covering only the healthiest and the youngest.


AARP is committed to making sure health care reform will do the following for our members:


Lower Drug Costs and Strengthen Medicare: Close the Medicare Part D "doughnut hole," ensure patients' access to their doctors, and crack down on fraud and wasteful spending;


Protect Your Health Care Choices: Make sure you can choose your doctor, your health insurance plan and where to receive care;


End Discrimination by Insurance Companies: Prevent insurance companies from denying you coverage because of a pre-existing condition or using age to price Americans age 50-64 out of affordable, quality health insurance; and


Guarantee Stable, Affordable Coverage: Ensure you have the security of knowing that if you lose or change jobs, you will be able to get affordable, quality health insurance.


Since July 1st, when we started seeing a rise in phone calls and emails here at AARP as a result of the health care debate, we have lost approximately 50,000-60,000 members. While we are encouraged that almost 1.8 million people have either joined AARP or renewed their memberships over that same time span, we take the loss of any member seriously. ?We don't want to see you, our members, leave for any reason, and understand that even when we all have the facts reasonable people may agree to disagree on the proposals being put forth by Congress.


AARP's strength has always been our members, and we're working hard to represent them as best we can. Each of our policy positions have been carefully considered and are set by our all-member volunteer board of directors based on input from our members.


We're also working to dispel several of the myths and lies that have warped the health care reform debate, targeting older Americans in particular with horror stories about euthanasia and rationed care. We believe that, at a time when a lot of the information about health reform surfacing on the Internet, cable news and talk radio simply isn't true, it's important that each of our members are armed with all the facts about this very important debate.


As we continue to fight on your behalf and work to fix our health care system, we are bound to have different opinions among our members. We respect each opinion and choice you make, and will do our best to represent the individuals who have, with their membership, shown that the collective voice of 40 million members working together have the power to make our health care system better - for themselves and for generations to come.


Sincerely,
A. Barry Rand

 

 

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Added: August 18, 2009
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President Obama again took his appeal for health care reform directly to the American people Tuesday, this time at a telephone town hall meeting at AARP’s Washington headquarters where he answered questions from older men and women concerned about how proposed changes to the current health system would affect them.

“Nobody’s trying to change what does work in the system,” Obama told the estimated 180,000 listeners. “We are trying to change what doesn’t work in the system.”

In the face of growing public skepticism and congressional delay, the president used his 75-minute town hall to address the concerns of callers from across the country and to answer recurring questions—including the bizarre charge that every five years government bureaucrats would visit all older Americans to counsel them on ending their lives early. Will care be rationed? Is America heading toward socialized medicine and a system like Canada’s? Will Medicare benefits be cut?

“Nobody is talking about cutting Medicare benefits. I just want to make that absolutely clear,” he said emphatically.

Seated on a stool in front of the small studio audience, Obama appeared relaxed and confident, sometimes using kitchen table analogies to explain knotty health care proposals and to untangle some of the myths now widely circulating on the Internet.

Introducing Obama, AARP CEO A. Barry Rand said: “There’s a lot of misinformation about health care reform—even on what AARP stands for, and what AARP supports. This town hall is part of our ongoing effort to debunk myths and provide accurate information.”

He added: “I want to make it clear that AARP has not endorsed any particular bill or any of the bills being debated in Congress today. We continue to work with members of Congress on both sides of the aisle and with the administration to achieve what is right for health care reform.”

AARP president Jennie Chin Hansen also cited confusion expressed in questions that have come from thousands of members who have participated in previous AARP town halls. “Like, will the government tell my doctor how to practice medicine?”

Obama said he understands that overhauling the health care system is not easy. “I know there are folks who will oppose any kind of reform because they profit from the way the system is right now. They’ll run all sorts of ads that will make people scared.”

But, he added, this has all happened before. “Back when President Kennedy and then President Johnson were trying to pass Medicare, opponents claimed it was socialized medicine,” he said. “When you look at the Medicare debate, it is almost exactly the same as the debate we’re having right now. Everybody who was in favor of the status quo was trying to scare the American people saying that government is going to take over your health care, you won’t be able to choose your own doctor, they’re going to ration care.” Obama added: “You know what? Medicare has been extraordinarily popular. It has worked. It has made people a lot healthier, given them security. And we can do the same this time.”

Added: August 18, 2009
Views: 64 | Comments: 1 | Bookmarks: 0

 

Throughout the debate on how to fix what’s broken about our health care system, AARP pledges to help you cut through the noise and find the facts about what health care reform means for you and your family.  When we see special interests using scare tactics, we’ll make sure you’re given the facts so you can make informed decisions about health care reform. Check out AARP’s blog this week, which is highlighting some of the most common myths being spread about health care reform and the facts that prove them wrong.
 
Added: August 3, 2009
Views: 110 | Comments: 1 | Bookmarks: 0

Share the Road with Bicyclists 

Under RI law, a bicycle is considered a vehicle with equal rights and responsibilities as cars and other vehicles on the road. When bicyclists or automobile drivers do not understand or obey the law, confusion or accidents
can result.

Potholes, puddles, poor road conditions,

Dogs and other animals, railroad tracks,
manhole covers or grates, broken glass
and other debris: all these obstacles
can seriously hinder bicyclists’ safety
on the road.

The Greenways Alliance of Rhode Island, Narragansett Bay Wheelmen,
Providence Bicycle Coalition, RI Chapter  of the Sierra Club, and U.S. Open Cycling Foundation created this brochure to explain what motorists need to know so that everyone can use our roads safely.

Greenways Alliance of Rhode Island

www.rigreenways.org
www.bikeprovidence.org www.nbwclub.org
This brochure was published with funds
from the NBW/GARI grant program.
http://rhodeisland.sierraclub.org/index.html
www.usopencycling.com
Some graphics courtesy of Bicycle
Coalition of Maine www.bikemaine.org

Rhode Island Cyclists and Motorists Let’s Share the Road

Share the Road with Bicyclists

If automobile drivers and bicyclists follow common safety practices and respect the rights of others we can all “Sharethe Road”
 

1• When passing cyclists leave adequate space and be aware of road surface conditions like potholes, puddlesor debris which may force cyclists to move further left 3' than usual.

• Don’t blast your horn as you approach a cyclist as the loud noise can startle them and cause them to swerve.
 

• Avoid talking on a cell phone, text messaging, or being otherwise distracted when approaching or passing a bicyclist.
 

• Avoid driving or swerving into bicycle lanes.
 

2• When approaching or passing a bicycle be prepared to stop suddenly if the person enters the driver’s lane. 
• In bad weather give bicyclists extra trailing and passing room like you would give other motorists.
 

3• When a road is too narrow for cars and bicycles to travel safely side by side, be prepared to slow down or stop when the bicyclist ahead of you “takes the travel lane,”, i.e., proceeds in the center of the road.


4• Do not pass bicyclists if oncoming traffic is near. Wait until there are nooncoming automobiles before you pass.
• After you have passed a bicyclist, do not slow down or stop quickly directly in front of them.

5• When turning left at an intersection yield toncoming bicyclists just as you would to an oncoming motorist.

6• Before turning right at an intersection or drivewaycheck for bicyclists on your right or behind you whoare continuing straight ahead.


7• Look behind you for a cyclist approaching your parked car before you open the door into a traffic lane.

Watch for Children on Bicycles
Children cannot see things out of the corner of their eyes as well as adults, andcannot judge the speed and distance of oncoming vehicles. They lack a sense of danger and believe adults will look out for them.
 

8• Always reduce speed and use extra caution when children are in the vicinity, particularly in school zones.
• Check for bicyclists in the street or on the sidewalks at intersections. Rhode Island law
“Every person operating a bicycle upon a roadway shall ride as near to the right side of the roadway as practicable, exercising due care when passing a standing vehicle or one proceeding in the same direction except where official traffic control devices (signs or pavement markings)

To learn more about bicycling resources in Rhode Island, visit The Rhode Island
Department of Transportation web site: http://www.dot.ri.gov/bikeri/
specifically direct bicyclists to do otherwise.”


RIGL § 31-19-6 Bicycles to right of road


 

 

Added: July 20, 2009
Views: 70 | Comments: 0 | Bookmarks: 0

 

American Recovery and Reinvestment Act of 2009 Provides Energy Incentives for Businesses
 
The American Recovery and Reinvestment Act of 2009 (ARRA) provides a number of energy tax incentives for both small and large businesses. Businesses and individuals who take advantage of these energy-saving steps this year may result see bigger tax savings next year.
 
Here are some of the major provisions that apply:
 
1. Extension of Renewable Energy Production Tax Credit: This law extends the “eligibility dates” of a tax credit for business facilities that use wind, closed-loop biomass, open-loop biomass, geothermal energy, municipal solid waste, qualified hydropower and marine and hydrokinetic renewable energy. The "placed in service date” is now Dec. 31, 2012 for wind facilities and Dec. 31, 2013 for the other facilities.
 
2. Election of Investment Credit in Lieu of Production Credit: Businesses that operate facilities that produce electricity from wind and some other renewable resources after Dec. 31, 2008 can now choose either the energy investment tax credit or the production tax credit. 
 
3. Repeal of Certain Limits on Business Credits for Renewable Energy Property:  ARRA repeals the $4,000 limit on the 30 percent tax credit for small wind energy property and the limitation on property financed by subsidized energy financing for property placed in service after Dec. 31, 2008.
 
4. Coordination with Renewable Energy Grants: Business taxpayers can apply for a grant in lieu of claiming either the energy investment tax credit or the renewable energy production tax credit for property placed in service in 2009 or 2010.
 
5. Temporary Increase in Credit for Alternative Fuel Vehicle Refueling Property: Qualified property placed in service in 2009 and 2010 is now eligible for a 50 percent credit, and the per-business location limit increases to $50,000. Property relating to hydrogen remains at the 30 percent rate, but the per-business location limit rises to $200,000.
 
In addition, there are several other energy credits available that small businesses should be aware of, such as:
 
6. Residential Energy Property Credit: The new law increases the energy tax credit for homeowners who make energy efficient improvements to their existing homes. The new law increases the credit rate to 30 percent of the cost of all qualifying improvements and raises the maximum credit limit to $1,500 for improvements placed in service in 2009 and 2010. The credit applies to improvements such as adding insulation, energy efficient exterior windows and energy-efficient heating and air conditioning systems.
 
7. Plug-in Electric Drive Vehicle Credit: The new law modifies the credit for qualified plug-in electric drive vehicles purchased after Dec. 31, 2009.
 
8. Plug-In Electric Vehicle Credit: The new law also creates a special tax credit for two types of plug-in vehicles — certain low-speed electric vehicles and two- or three-wheeled vehicles.
 
More information on these business energy tax incentives are available on IRS.gov at www.irs.gov/newsroom/article/0,,id=204335,00.htm .
 
To keep up with ARRA and other IRS tax news, subscribe to e-News for Small Businesses at http://www.irs.gov/businesses/small/article/0,,id=154825,00.html or type in “e-News for Small Businesses “ in the search box on IRS.gov and enter.
 
Added: June 29, 2009
Views: 75 | Comments: 0 | Bookmarks: 0

 

Online tool helps people avoid dreaded “doughnut hole”
 
WASHINGTON—By the end of this summer, more than one million older Americans will have fallen into the “doughnut hole”—a coverage gap in Medicare’s prescription drug program that leaves individuals on the hook for all of their own drug costs while still paying premiums.  AARP is launching a new online resource to help older Americans avoid this dreaded coverage gap.
 
The AARP Doughnut Hole Calculator, available at www.aarp.org/doughnuthole, guides visitors through their prescription drug options using localized information about their plans and prescriptions to determine if or when they will fall into the coverage gap.  In about 15 minutes, visitors can view a graph of their out-of-pocket spending by month, look up lower cost drugs for their conditions, create a Personal Medication Record and print out personalized letters to their doctors to help start a conversation about safely switching prescriptions.
 
“More than three million people fall into the gap each year, and millions more nervously wonder if they might fall in,” said AARP Executive Vice President Nancy LeaMond.  “For the first time, people in Medicare have a simple way to learn if they’ll fall into the doughnut hole and find ways to avoid it by switching to safe, less expensive medications.”
 
As a part of its Health Action Now campaign, AARP is calling on Congress to close the doughnut hole and lower prescription drug prices so that no one has to go without the prescriptions they need to stay healthy.  Yesterday, AARP joined President Obama to endorse an agreement by Senate leaders and the pharmaceutical industry that would reduce brand name drug costs for people who fall into the doughnut hole by half.  Research has shown people cut back on their prescription drugs when their costs become unaffordable, which can lead to more serious health conditions and larger health care bills. 
 
LeaMond added: “Saving money on prescription drugs is going to mean pressing hard in Washington to close the doughnut hole; yesterday we were proud to help announce significant progress toward that goal.  In the meantime, we also want to give Americans the tools they need to cut their drug costs and stay out of the gap in the first place.  We encourage every person in Medicare to take a few minutes to find the right drugs at the lowest prices.”
 
The calculator is powered by DestinationRx as part of a special arrangement between AARP and Medicare.  The data is the same used by the Medicare Prescription Drug Plan Finder, giving users the most accurate and up-to-date drug pricing information available.
 
For details on AARP’s health reform priorities, visit http://www.aarp.org/governmentwatch.
 
Added: June 26, 2009
Views: 131 | Comments: 2 | Bookmarks: 0