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Once a year people who are
already on Medicare have an opportunity to make changes in how they
receive their benefits. If they are on Original Medicare (Part A and
Part B), they can sign up for Part D coverage or move to a Medicare
Advantage plan. They can also change from one Part D prescription drug
plan to a different one. If they have a Medicare Advantage plan they
can switch to a different plan.
There are many reasons why
someone might want to change plans. Personal circumstances—such
as change in health status or drugs needed—or changes in
what’s offered in the plans from year to year are some reasons
people switch.
“Of course, you
don’t have to change if you don’t want to,”
explained Morie Smile, State Director. “But it is important to
make sure you are getting the most out of your Medicare by knowing all
your options. You’ll want to find out if another plan might be
better for you.”
The steps to take are simple:
Find the Medicare plans
available in the area.
Compare the costs, benefits
and quality of each plan.
Choose the plan that’s
best for the individual.
Not all plans are available in
all parts of the country. Medicare Options Compare
[http://www.medicare.gov/MPPF/Include/DataSection/Questions/Welcome.asp]
shows which health plan choices are available by zip code. The tool
also allows comparison of benefits, doctors and drugs and the related costs.
“The more you learn
about your Medicare choices, the better prepared you will be to make
the choice that’s right for you,” said Morie Smile
“Consumers may contact their regional SHIP community program by
calling toll-free 1-888-696-7213.”