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Hospice is a special way to
care for someone who is terminally ill. Instead of focusing on curing
an illness, the specially trained hospice team focuses on providing
comfort and support that cares for the “whole person,”
including the patient’s physical, emotional, social, and
spiritual needs.
Someone who is on Medicare
Part A (hospital insurance) or a Medicare Advantage plan can elect to
receive Medicare Hospice benefits to treat the terminal illness. To be
eligible for this special benefit, the patient’s doctor and the
hospice medical director must certify that the patient is terminally
ill and has six months or less to live. “Hospice patients
typically receive care in the comfort of their home by
Medicare-approved hospice programs,” explained Morie Smile,
State Director, "which is what many of our members have told us
is important to them.” The program also provides support to
family members who are caring for the patient.
The hospice plan of care
established by the patient’s attending physician and the hospice
team can include a variety of services not otherwise covered by
Medicare. In addition to physicians’ services, Medicare Hospice covers:
Nursing care
Medical equipment and
supplies, such as wheelchairs and catheters
Short-term acute inpatient
care in a hospital
Home health aide and
homemaker services
Physical and occupational therapy
Social worker services
Dietary counseling
Grief and loss counseling for
the patient and family
The hospice can charge no more
than $5 for medications for pain relief and symptom control. It can
also charge a small fee to care for the patient on an inpatient basis
if the usual caregiver needs a break. If the patient needs treatment
for health problems unrelated to the terminal illness they would use
their regular Part A and Part B benefits. Hospice patients always have
the right to stop hospice care and go back to Medicare coverage.