AARP.org
Connect with the AARP Community, it's free. Log In Sign Up

Health

AARP Supplemental Health Insurance Plans

Phone: 1-866-270-8022
Weekdays, 7 am to 11 pm ET Saturdays, 9 am to 5 pm ET
TTY: 800-232-7773 Weekdays, 9 am to 5 pm ET
Website: AARP Supplemental Health Insurance Plans

No one plans on being in the hospital – and we have just the plan for that. Even if you have primary health insurance, one of these two supplemental indemnity insurance plans can help you prepare for unexpected out-of-pocket medical expenses. Get a quote for one of the plans below.

Basic Supplemental Plans

  • HIP (Hospital Indemnity Plan)
    • Pays a fixed cash benefit for covered services, including hospital stays
    • The most economical supplemental health insurance plan
  • SMP (Supplemental Medical Plan)
    • Pays a higher fixed cash benefit for covered services
    • Provides fixed benefits for covered preventive care including physician visits, lab work and more

Until you have primary coverage, you may want to consider supplemental health insurance that provides higher fixed cash benefits and additional benefits. These two supplemental indemnity plans plan do just that:

Enhanced Supplemental Plans

  • HAP (Hospital Advantage Plan)
    • For covered services, pays a higher level of fixed cash benefits than our Supplemental Health Insurance plans
    • Provides benefits for covered surgical care, post-hospital care and doctor’s visits
  • MAP (Medical Advantage Plan)
    • Pays the highest level of fixed cash benefit for covered services of all the supplemental indemnity plans
    • Provides additional benefits for covered surgery, lab work, outpatient care and doctor’s visits

Primary health insurance is also available to AARP members in the following states: Alabama, Arkansas, Colorado, Connecticut, Illinois, Maryland, Missouri, Nebraska, Ohio, Oklahoma and Texas. Click here for more information.

Insured by United HealthCare Insurance Company and United HealthCare Insurance Company of New York, for New York residents. All plans may not be available in all states.

AARP Member Benefits are offered by third-parties through contractual arrangements with AARP Services Incorporated, a wholly-owned subsidiary of AARP, or by AARP Financial Incorporated, a wholly-owned subsidiary of AARP Services, Incorporated.

Email Newsletters

Get the latest AARP member benefits and "hot" deals.

Advertisement

Quick Clicks

Driver Safety Course

Life@50+ | AARP's National Event & Expo

AARP in Your State

Message Boards

Contact Congress

National Employer Team

Show Your Support
AARP Campaigns

Divided We Fail–together we can do anything.

Using Meds Wisely–be a smart consumer.